ICRA Full Form- Investment Information and Credit Rating Agency

What is ICRA? The full form of ICRA is Investment Information and Credit Rating Agency. 

Leading financial and investment organizations, commercial banks, and financial services firms founded ICRA Limited in 1991 as an impartial and expert source of credit ratings and investment information. 

The ICRA Group of Companies (Group ICRA) is now made up of ICRA and its subsidiaries. ICRA is a public limited organization, and the National Stock Exchange and the Bombay Stock Exchange both list its shares.  

In addition, ICRA offers research and analytics services to customers in a range of industries, including banking, finance, and infrastructure.

Functions of ICRA 

• Credit Rating- Credit ratings are given by ICRA to a range of products, including term loans, commercial papers, debentures, and fixed income securities. These ratings aid in the evaluation of the issuer's creditworthiness and the risks involved in lending to or investing in the issuer by lenders and investors.
• Research and Analysis- ICRA serves clients in a range of industries, such as infrastructure, banking, and finance, by offering research and analytics services. By offering in-depth research and insights into particular industries and sectors, these services assist clients in making well-informed decisions.
• Risk Assessment- CRA carries out research on risk assessment to assist clients in comprehending the hazards connected to certain loan possibilities or investments. These studies aid in customers' decision-making by offering a thorough examination of the possible hazards.
• Training and Education- To assist clients in comprehending the credit rating process and applying credit ratings to lending and investment choices, ICRA offers training and educational programs.
• Consulting- In order to further assist its clients in understanding the credit rating system and enhancing their creditworthiness, ICRA offers consultancy services.